Mission of iJoin is to help improve retirement security for millions of American workers
1. iJoin helps individuals make sound, immediate savings and investment decisions
2. iJoin guides plan participant through an engaging, personalized decision-making process using their own smart phone or iPod provided for use during meetings
3. iJoin captures all data, links to record keepers, generates Fiduciary Reports, and emails personalized Retirement Readiness Analysis to each individual
Why should you use iJoin?
Workforce Behaviour Towards 401k or IRA Retirement Savings
As indicated by the 2011 Retirement Confidence Survey (RCS) by EBRI (Employee Benefit Research Institute), more of the workforce than ever before reported that they are behind in saving for retirement. An astounding 70 % state they are not where they must be. On the other hand, individuals who have completed a 401k or IRA retirement savings needs calculation generally have increased savings goals than persons who have not.
Going through the retirement savings needs calculation: Merely 42% of employees claimed that they or their spouse have attempted to determine the amount they will likely require to have saved when they retire. The iJoin 401k solution provides the vast majority of 401k and IRA participants with an easy method to evaluate and modify their portfolio.
We Are All Guessing: 42% state that they are just guessing about the amount they must save in their 401k or IRA. Of those who report having done a calculation 11% report that their’s is a guess.
The iJoin 401k solution is an important turnkey solution that solves many challenges.
iJoin provides a dependable, compliance-approved, intelligent approach to 401k participants portfolio management. The iJoin method allows participants to make smart and swift decisions through the question process and applied behaviorial finance insights. Participants are guided through a personalized decision-making process. The result is a customized 401k portfolio and contribution outline based on their individual criteria. The 401k participant can then instruct the system to rebalance their 401k to the designated portfolio.
iJoin is available for:
Broker Dealers and RIAs
Defined Contribution Investment Only Firms
Defined Contribution Plan Providers
Contact Us to schedule a tour of the iJoin solution