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	<title>401K Plan Advisor</title>
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	<link>http://www.401k-planadvisor.com</link>
	<description>The Company You Can Trust</description>
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		<title>Think twice before tapping into your 401(k) plan for credit card debt settlement</title>
		<link>http://www.401k-planadvisor.com/roth-ira-401k-rules/think-twice-before-tapping-into-your-401k-plan-for-credit-card-debt-settlement.html</link>
		<comments>http://www.401k-planadvisor.com/roth-ira-401k-rules/think-twice-before-tapping-into-your-401k-plan-for-credit-card-debt-settlement.html#comments</comments>
		<pubDate>Mon, 30 Jan 2012 13:13:36 +0000</pubDate>
		<dc:creator>pablo</dc:creator>
				<category><![CDATA[Roth IRA and 401k Rules]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=297</guid>
		<description><![CDATA[Are you struggling with outstanding debts? Are you planning to settle your outstanding balance to ease your debt burden? If the answer to both questions is yes, then my next question would be how have you planned to pay down &#8230; <a href="http://www.401k-planadvisor.com/roth-ira-401k-rules/think-twice-before-tapping-into-your-401k-plan-for-credit-card-debt-settlement.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>What is a 401k Rollover? &#8211; 20% Withholding Tax, IRA Rollovers, Divorce Proceedings</title>
		<link>http://www.401k-planadvisor.com/roth-ira-401k-rules/401k-rollover-withholding-tax-divorce-proceedings.html</link>
		<comments>http://www.401k-planadvisor.com/roth-ira-401k-rules/401k-rollover-withholding-tax-divorce-proceedings.html#comments</comments>
		<pubDate>Mon, 10 Oct 2011 22:17:28 +0000</pubDate>
		<dc:creator>Sy Richardson</dc:creator>
				<category><![CDATA[Roth IRA and 401k Rules]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=95</guid>
		<description><![CDATA[There are high chances that you will rollover your 401k retirement plan at least once in your lifetime, if not multiple times. A 401k rollover is usually done when an employee leaves his current employer and moves to another company. &#8230; <a href="http://www.401k-planadvisor.com/roth-ira-401k-rules/401k-rollover-withholding-tax-divorce-proceedings.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How 401k Management Companies can Help A 401k Plan Fiduciary</title>
		<link>http://www.401k-planadvisor.com/fiduciary-risk-mitigation/401k-management-companies-help-401k-plan-fiduciary.html</link>
		<comments>http://www.401k-planadvisor.com/fiduciary-risk-mitigation/401k-management-companies-help-401k-plan-fiduciary.html#comments</comments>
		<pubDate>Thu, 29 Sep 2011 02:28:23 +0000</pubDate>
		<dc:creator>Sy Richardson</dc:creator>
				<category><![CDATA[401k Plan Sponsor Help]]></category>
		<category><![CDATA[Fiduciary Risk Solutions]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=163</guid>
		<description><![CDATA[The iJoin program seeks to manage risk by efficiently positioning your investment according to the program&#8217;s analysis and your personal risk tolerance, age, savings and retirement goals. 401k legislation is ever changing and the rules outlining the responsibilities of a &#8230; <a href="http://www.401k-planadvisor.com/fiduciary-risk-mitigation/401k-management-companies-help-401k-plan-fiduciary.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can you pay off your debts with a 401k?</title>
		<link>http://www.401k-planadvisor.com/401k-plans/can-you-pay-off-your-debts-with-a-401k.html</link>
		<comments>http://www.401k-planadvisor.com/401k-plans/can-you-pay-off-your-debts-with-a-401k.html#comments</comments>
		<pubDate>Wed, 28 Sep 2011 08:04:40 +0000</pubDate>
		<dc:creator>pablo</dc:creator>
				<category><![CDATA[401k Plans]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=160</guid>
		<description><![CDATA[After the recent economic meltdown in the US, many people have incurred insurmountable amount of debt. In such situation, debt consolidation programs can help you pay off the debts. Due to poor credit report you might face problem of getting &#8230; <a href="http://www.401k-planadvisor.com/401k-plans/can-you-pay-off-your-debts-with-a-401k.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Borrowing from Your 401k Plan &#8211; Advantages &amp; Disadvantages &#8211; Basics of Borrowing, 4 Reasons to Borrow, Media &amp; Myths on 401(k) Loans</title>
		<link>http://www.401k-planadvisor.com/401k-plans/borrowing-from-your-401k.html</link>
		<comments>http://www.401k-planadvisor.com/401k-plans/borrowing-from-your-401k.html#comments</comments>
		<pubDate>Sun, 25 Sep 2011 04:35:31 +0000</pubDate>
		<dc:creator>Sy Richardson</dc:creator>
				<category><![CDATA[401k Plans]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[401k 401k]]></category>
		<category><![CDATA[about 401k]]></category>
		<category><![CDATA[Borrowing 401k Plan]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=74</guid>
		<description><![CDATA[Financial advisors will never advise you to borrow money from your 401(k) retirement plan, after all this is the nest egg that you will need when you stop working upon retirement. Other financial advisors will tell you borrowing a 401k &#8230; <a href="http://www.401k-planadvisor.com/401k-plans/borrowing-from-your-401k.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>401k Plan Sponsors Are&#8217;nt Aware That Being A Fiduciary Can Put Their Personal Assets At An Increased Risk</title>
		<link>http://www.401k-planadvisor.com/fiduciary-risk-mitigation/401k-plan-sponsors-fiduciary-risk-mitigation.html</link>
		<comments>http://www.401k-planadvisor.com/fiduciary-risk-mitigation/401k-plan-sponsors-fiduciary-risk-mitigation.html#comments</comments>
		<pubDate>Fri, 23 Sep 2011 17:03:47 +0000</pubDate>
		<dc:creator>Sy Richardson</dc:creator>
				<category><![CDATA[Fiduciary Risk Issues]]></category>
		<category><![CDATA[Fiduciary Risk Solutions]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[401k 401k]]></category>
		<category><![CDATA[401k fiduciary risk mitigation]]></category>
		<category><![CDATA[about 401k]]></category>
		<category><![CDATA[Fiduciary risk mitigation]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=149</guid>
		<description><![CDATA[We have witnessed quite a lot of dialogue over the past several years surrounding the fiduciary obligations of retirement plan sponsors. Every year, the standard for fiduciary conduct seems to expand the liability of those responsible for the management of &#8230; <a href="http://www.401k-planadvisor.com/fiduciary-risk-mitigation/401k-plan-sponsors-fiduciary-risk-mitigation.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Advantages of Making Salary Deferral 401k Contributions</title>
		<link>http://www.401k-planadvisor.com/401k-plans/salary-deferral-401k-contributions.html</link>
		<comments>http://www.401k-planadvisor.com/401k-plans/salary-deferral-401k-contributions.html#comments</comments>
		<pubDate>Fri, 23 Sep 2011 13:53:11 +0000</pubDate>
		<dc:creator>Sy Richardson</dc:creator>
				<category><![CDATA[401k Plans]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[401k 401k]]></category>
		<category><![CDATA[about 401k]]></category>
		<category><![CDATA[iJoin]]></category>
		<category><![CDATA[what is 401k]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=129</guid>
		<description><![CDATA[In this article, we will look at the advantages of making salary deferral 401k contributions to employer sponsored retirement programs. 1) Reduces Your Current Taxable Income Contributions towards an employer sponsored 401k retirement plan are made in before-tax dollars. This &#8230; <a href="http://www.401k-planadvisor.com/401k-plans/salary-deferral-401k-contributions.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.401k-planadvisor.com/401k-plans/salary-deferral-401k-contributions.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Understanding the Roth IRA Retirement Plan &#8211; Introduction, Contribution Limits, Advantages/Disadvantages</title>
		<link>http://www.401k-planadvisor.com/roth-ira/understanding-roth-ira-retirement-plans.html</link>
		<comments>http://www.401k-planadvisor.com/roth-ira/understanding-roth-ira-retirement-plans.html#comments</comments>
		<pubDate>Thu, 22 Sep 2011 05:47:16 +0000</pubDate>
		<dc:creator>Sy Richardson</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[iJoin]]></category>
		<category><![CDATA[Roth IRA Contribution Limits]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=99</guid>
		<description><![CDATA[Studies indicate that many people do not save for retirement because they do not understand all the 401k gibberish. First there&#8217;s the traditional 401k, then there&#8217;s the Roth 401k, annuities, ROTH IRA, Individual Retirement Accounts (IRAs) and your savings account &#8230; <a href="http://www.401k-planadvisor.com/roth-ira/understanding-roth-ira-retirement-plans.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.401k-planadvisor.com/roth-ira/understanding-roth-ira-retirement-plans.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Understand 401k Hardship Withdrawals</title>
		<link>http://www.401k-planadvisor.com/roth-ira-401k-rules/401k-hardship-withdrawals.html</link>
		<comments>http://www.401k-planadvisor.com/roth-ira-401k-rules/401k-hardship-withdrawals.html#comments</comments>
		<pubDate>Thu, 22 Sep 2011 05:36:03 +0000</pubDate>
		<dc:creator>Sy Richardson</dc:creator>
				<category><![CDATA[401k Plans]]></category>
		<category><![CDATA[Roth IRA and 401k Rules]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[401k 401k]]></category>
		<category><![CDATA[401k Hardship Withdrawals]]></category>
		<category><![CDATA[about 401k]]></category>
		<category><![CDATA[iJoin]]></category>
		<category><![CDATA[what is 401k]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=101</guid>
		<description><![CDATA[Understand 401k Hardship Withdrawals The Internal Revenue Service (IRS) allows 401k investors to take out 401k hardship withdrawals in the form of loans only if these 6 criteria are met: i) the withdrawal is due to an immediate and important &#8230; <a href="http://www.401k-planadvisor.com/roth-ira-401k-rules/401k-hardship-withdrawals.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.401k-planadvisor.com/roth-ira-401k-rules/401k-hardship-withdrawals.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Introducing Simple 401k Retirement Plans &#8211; Advantages/Disadvantages, Eligibility, Deadlines</title>
		<link>http://www.401k-planadvisor.com/401k-plans/introducing-simple-401k-retirement-plans.html</link>
		<comments>http://www.401k-planadvisor.com/401k-plans/introducing-simple-401k-retirement-plans.html#comments</comments>
		<pubDate>Thu, 22 Sep 2011 05:34:01 +0000</pubDate>
		<dc:creator>Sy Richardson</dc:creator>
				<category><![CDATA[401k Plans]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[401k 401k]]></category>
		<category><![CDATA[about 401k]]></category>
		<category><![CDATA[iJoin]]></category>
		<category><![CDATA[what is 401k]]></category>

		<guid isPermaLink="false">http://www.401k-planadvisor.com/?p=103</guid>
		<description><![CDATA[A Simple 401k plan is less well known than its counterparts Simple IRA and a traditional 401k but actually combines the best of benefits provided by both plans into 1 single plan, the Simple 401k. In this article, we explore &#8230; <a href="http://www.401k-planadvisor.com/401k-plans/introducing-simple-401k-retirement-plans.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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